Credit Account

Consumer Credit Information

We currently offer three different credit providers, each of which is registered with the National Credit Regulator with its own product offering. They are Nedbank, Home Improvement Loans and Lendcor. Loans on offer range from R2 500 up to R120 000, and can be repaid over periods of up to 48 months.

Due to the different credit offerings we have in place, we’re able to provide this service to a wide customer base, including:

  • Civil and government pensioners
  • Contract workers
  • Private and Government sector employees
  • Self-employed individuals

Requirements to Qualify

In order to be considered for this store credit, there are a few criteria that need to be met. Applicants need to be South African citizens in order to qualify. Additionally, when applying for credit through one of our providers, you need to produce the following:

  • A South African barcoded ID book
  • Last 3 month’s bank statements
  • Your latest payslip

Please take note, if you’re under debt review or have been blacklisted by the credit bureau, you cannot apply.

Help Where You Need It

Hardware Warehouse is here to assist with your DIY or building projects. That’s why, we offer a range of credit services to give you a hand in getting your home in tip-top condition. From doors, roofing and sanware to paint and fencing products we have everything you need to complete home renovation and DIY tasks.

Contact Hardware Warehouse today for more information.


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